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合法的貸款公司在對保前是不會需要你的身分證證件的正本！也不需提供存摺培養進出記錄的。若諮詢時衍生收費標準說不清楚或含糊帶過，也要小心，所有合法的借貸機構都應該在諮詢時就要先跟民眾說明衍生手續費用的收費標準，維持資訊平衡。幸福貸 在接到

如何確認貸款公司的合法性？請檢查這兩項，第一：是否持有有效的營業執照或登記證，第二是否有固定的營業地點。只有確定是合法且正式註冊的貸款公司，才能安心借款。記住！合法的貸款代辦公司都能免費諮詢，諮詢滿意後再申辦，核貸後才會收取費用，絕�

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